Your Family in Finance:
Home Ownership Made Personal

The Egan Team at Troy City Mortgage

Your First Choice for
Mortgage Brokers in Fort Myers, FL

Welcome to The Egan Team at Troy City Mortgage – your gateway to achieving homeownership in the Sunshine State. As mortgage brokers in in Fort Myers, FL, we specialize in crafting personalized mortgage solutions that meet your unique needs.

As proud locals of the area, we are deeply connected to this Florida community and have helped over 250 local homeowners achieve their dream of homeownership.

Why Choose The Egan Team?

  • Personalized Mortgage Planning: Whether you’re a first-time buyer or looking refinance, we tailor every home loan to suit your individual circumstances.
  • Expert Guidance: Our team has over 60 years of combined experience in the mortgage industry and is passionate about helping others.
  • Community Focus: As residents and advocates of Babcock Ranch, we have a vested interest in the growth and well-being of our neighbours.

From conventional loans to more specialized options like Jumbo, VA, and USDA mortgages, our comprehensive suite of loan programs ensures you have access to the best rates and terms available.

Join the hundreds of happy homeowners who have trusted our mortgage brokers with their home loans in Fort Myers, FL and nearby areas. Let us help you find the perfect mortgage solution so you can enjoy all the benefits of living in this beautiful state.

Meet the Team

Bill Egan

Bill Egan

Loan Officer

NMLS#: 1715713

Susan Egan

Susan Egan

Vice President

Susan Mitchell

Susan Mitchell

Loan Partner

NMLS#: 1591856

Navigate Your Home Financing Options in Florida

Explore the range of home loans in Florida offered by The Egan Team at Troy City Mortgage. From first-time home buyer programs to refinancing solutions, we customize our services to suit your unique needs. Serving Babcock Ranch and beyond, we’re here to help you secure the best home loan that fulfills your homeownership dreams. Dive into our offerings, and let us guide you through each step toward homeownership.

Conventional Loans with 3% Down

FHA with 3.5% Down

FHA 203k & Fannie Mae HomeStyle Renovation

VA (Veteran’s Administration) Loans

USDA Loans

TBD Underwrites & Same Day Pre-approvals

Foreign Nationals Loan Program (ITIN)

One-Time or Ground-Up Construction

Cannabis Income

Down Payment Assistance & Grant Programs

Jumbo Loans

Fix and Flip for Home Investors

Reverse Purchases & Refinances

Bank Statement or 1099 or Profit and Loss (P&L) Only

TBD Underwrites & Same Day Pre-approvals

Bridge Loans

Liquid Assets Qualifier

DSCR Investment Property Cash Flow Programs

Manufactured Housing & Mobile Home Loans

Foreclosure, Short Sale, or Bankruptcy Loans

Interest Rate Buydowns

Self-Employed Borrower Programs

Escrow Holdbacks

Non-QM Options

Home Equity Loans & Lines of Credit

Family Opportunity Mortgage

No Income with a 20% Down Payment

Conventional Loans with 3% Down

FHA with 3.5% Down

FHA 203k & Fannie Mae HomeStyle Renovation

VA (Veteran’s Administration) Loans

USDA Loans

TBD Underwrites & Same Day Pre-approvals

Foreign Nationals Loan Program (ITIN)

One-Time or Ground-Up Construction

Cannabis Income

Down Payment Assistance & Grant Programs

Jumbo Loans

Fix and Flip for Home Investors

Reverse Purchases & Refinances

Bank Statement or 1099 or Profit and Loss (P&L) Only

TBD Underwrites & Same Day Pre-approvals

Bridge Loans

Liquid Assets Qualifier

DSCR Investment Property Cash Flow Programs

Manufactured Housing & Mobile Home Loans

Foreclosure, Short Sale, or Bankruptcy Loans

Interest Rate Buydowns

Self-Employed Borrower Programs

Escrow Holdbacks

Non-QM Options

Home Equity Loans & Lines of Credit

Family Opportunity Mortgage

No Income with a 20% Down Payment

Home Buyer Hub

Explore our Home Buyer Hub—a treasure trove of resources including insightful blogs, helpful videos, and free downloads designed to make your home buying journey smooth and successful.

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Top Tips for New Home Buyers in Babcock Ranch, Florida

Buying your first home is exciting, especially in a vibrant and welcoming community like Babcock Ranch, Florida. Renowned for its sustainable living and modern amenities, Babcock Ranch offers a unique blend of nature and innovation. Let The Egan Team guide you through...

Hear It From Our Happy Homeowners

Explore clients’ stories who turned their dreams into addresses with The Egan Team’s help.

“I had a fantastic experience with The Egan Team! They are down-to-earth, professional, and truly committed to helping their clients. They worked diligently to secure us the best rate possible and provided valuable advice throughout the entire process. I felt supported every step of the way, and their genuine care made all the difference. Highly recommend!”

Gina C.

“They are the greatest! Best communication, very honest and definitely the best place if you are looking for a loan to purchase a new home or refinancing your current home. Both Susans are awesome! We purchased our home and just refinanced our home with them! They are really in your corner when it comes to your mortgage loans.”

Marcelo Z.

“Our experience with the Egan Team was exceptional. From the very beginning, they were attentive to every detail, offering clear and transparent communication along with a range of options. They guided us through the entire process with care and professionalism. Whenever I had a question or needed assistance, they were always there to listen and provide support.”

Gisella A.

“At one point, my mother and I thought securing a mortgage was out of reach due to the complexity of our situation. But Susan and the team worked what felt like a miracle—they secured the mortgage for us! This allowed us to keep our down payment, something we didn’t think was possible, and we are eternally grateful for the efforts.”

Gisella A

“Susan and Bill have truly been nothing but amazing. This was our first home purchase, and they helped us through the whole process. The team is very attentive and super helpful. I highly recommend them.”

Crystal K.

“The Egan team has been phenomenal. They are very helpful and assisted me every step of the way, I highly recommend their services!”

Tracy B.

“Working with the Egan Team was a breath of fresh air! They are outstanding!!!”

Donya B.

“Susan and team took care of my mortgage refinance, and I can’t explain how smooth and professional the whole process was! I was very worried about all of it, but she took time to walk me through all steps and made sure to give me updates accordingly. THANK YOU so much for making the process so easy and painless, I highly recommend The Egan Team for all your refinance/mortgage needs!”

Nick

“They went above and beyond with searching the best mortgage options for my husband and me, as well as taking the time to explain things we never heard of before, and their pros/cons. And since we moved into the same master community, they were so kind to even check up on the progress of our new construction home. Thank you so much, Bill and Susan!!”

Sandra K.

“I cannot say enough about this team. They helped me secure a loan when I thought it wasn’t possible. They are miracle workers and are very fast and efficient. Thank you so so so much for making my dream come true for my little family.”

Elizabeth C.

“The Egan team was great to work with. They were readily available whenever we had questions. They kept us updated on the process and we will definitely work with them again! Great folks!!”

Tracy B.

“Susan and Bill are the best. They helped our dream home come true. They were honest and very quick at responding to emails. They took the time to have multiple zoom calls with me to explain the different options that they had to get us our house. They came highly recommended from people we know.”

Josh B.

“Have worked with this group on multiple loans—even when others said my situation was hopeless they always find a way. Highly recommend!”

Jason L.

“This team are the most amazing mortgage brokers you could ever work with! Susan and Bill helped us obtain a new construction home loan. We were on the verge of losing our dream home because our current lender was dragging their feet on our mortgage commitment. This dynamic duo instantly jumped in and got us our home loan with such ease. They worked tirelessly to make sure we closed on time! They turned a stressful experience into the most pleasant one. We are happy to say we now have our new home and owe it all to this amazing team!”

Daniela C.

“My husband and I worked with The Egan Team for a HELOC as well as a mortgage for our new build and we couldn’t have had a better experience. Both Susan & Bill were professional, extremely knowledgeable, thorough, and prompt in answering any questions that we had. They diligently worked to find us the best rates and turned what can be a very stressful process into a stress-free process. Thank you!”

Kali P.

Advance Your Homeownership Goals

Explore buying or refinancing options with The Egan Team. Contact us or apply online for personalized, friendly advice.

ABOUT

Welcome to The Egan Team at Troy City Mortgage! Founded on the principles of kindness, knowledge, and genuine care, our mission is to guide you through the mortgage process easily and confidently. Led by Susan and Bill Egan, our team offers personalized mortgage solutions that are as unique as your dream home. From first-time buyers to seasoned investors, we're here to make your journey to homeownership flawless and fulfilling.

     

CONTACT

William “Bill” Egan III
Loan Officer
NMLS# 1715713
The Egan Team at Troy City Mortgage
NMLS# 1591856
Serving Babcock Ranch, Florida, and surrounding areas
Licensed in FL and RI
Phone: (978) 273-0749
Email: [email protected]

© Copyright 2024 All Rights Reserved. Troy City Mortgage LLC; Company NMLS: 1591856; Licensed by the Rhode Island Division of Banking: License #20173442LB; Florida Mortgage Broker License NMLS 1591856; We arrange but do not make loans. MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER. This Is Not An Offer To Enter Into An Agreement. Not All Customers Will Qualify. Information, Rates, And Programs Are Subject To Change Without Notice. All Products Are Subject To Credit And Property Approval. Other Restrictions And Limitations May Apply. Equal Housing Opportunity.  Privacy Policy. Terms of Use. Site by Rachelle Deem